Pay for insurance
at the pace of your sales.

Turning fixed costs into adjustable costs.

Getting your products insured has never been easier.

You're just 3 minutes away

Trusted by leading insurance providers

Data Powered

Match your insurance premium with your real-time sales volume

Personalized

Get insurance that is 100% tailored to your store and what you sell.

Dynamic

Only pay for insurance when you need it.

Cost Effective

Gain total control over your cashflow and insurance expenses.

How to
Pay As You Sell

This new and dynamic payment model allows you to pay at the same rate that you sell. Meaning when don’t sell, you don’t pay. Switch to the “Pay As You Sell” mode when you reach the price page to see just how much you can expect to pay on your insurance, per unit sold.

Why is pay as you sell perfect for your business

I’ve just opened my Amazon store and I don’t yet have insurance
I only sell during certain months of the year
I sell in more than one product category
I pick my products based on trends
I’ve launched a new product in the last 18 months
I received an insurance requirement from Amazon
I can’t predict my revenue for the next 12 months
I can’t predict my expenses for the next 12 months
I want to stabilize my cashflow
I want to utilize my revenue for growth

How does Spott's eCommerce Insurance work?

We use our vast knowledge of the eCommerce industry to clearly analyze your business risks

and give you tailored affordable verified swift insurance coverage that perfectly fit your needs.

Tell us what you sell (and how much you sell).

1

Get a proposal tailored to your business.

2

Upload your COI and only pay when you sell.

3

The customer service reps at Spott are super professional, knowledgeable about Amazon’s rules and policies, and always on hand to answer any questions we have. Spott is an absolute must for any Amazon seller.

As a store owner focused exclusively on sales, the last thing I want to do is spend my time researching insurance carriers, soliciting quotes and sorting through the fine print. Spott’s one-click insurance offering solved that problem for me.

Spott's customer support was super knowledgeable and helpful in providing me with a comprehensive understanding of my insurance options in the context of Amazon's new policy. With their guidance, I got a great deal on a policy that accommodated all of my needs.

We went into panic mode when Amazon announced its new insurance policy. Thankfully, Spott’s support team answered every question we had and quickly found us a fantastic offer that met Amazon’s terms, well within the deadline.

We had 40% growth in sales with a higher profitability margin using Spott's inventory boost...

After several unsuccessful attempts to purchase insurance from different carriers, we brought Spott into the picture to help us bridge the gap and secure a policy. They were super fast, professional and gave excellent support throughout the process

Need to add this is also for new sellers

Am I required to have insurance?

Yes. Effective September 1, 2021, once you reach $10,000 in gross proceeds in any month, you are required under your Amazon selling agreement to carry commercial liability insurance.

Does the policy meet Amazon's requirements?

Yes. Any policy offered through Spott is fully compliant with Amazon’s terms. These include: limits of at least $1million in aggregate, international coverage and the inclusion of Amazon as an additional insured.

How long will it take to get a quote?

Once you finish the onboarding process and have completed the questionnaire, you will immediately receive a quote.

How do you determine the cost of the policy?

The cost of your policy is calculated according to various risk and probability factors.

What is the duration of the coverage and what are the payment terms?

Your liability insurance policy is valid for 12 months from the execution date, and the annual premium can either be paid up front or in monthly installments.